This can be a scary time for those who have never lived through a market crash. But young people and those still in the accumulation phase will eventually come to realize that lower prices are a good thing for new savings. For those approaching retirement or already in retirement a market crash poses an even …
When pandemic scare stories dominate social media, and stock markets ricochet from panic to optimism, what should a rational investor do? Here are four helpful thoughts to keep in mind. They can help maintain your sanity as the latest news blows your emotions one way or the other. PANICS ARE MORE COMMON THAN YOU THINK …
Four things you should know before taking your next move as an investor Read More »
Retirement is one of those milestones in life that many of us think about for decades – but ‘think about’ is not the same as ‘plan’. And it’s that lack of planning – especially financial planning – that makes approaching retirement a time of high anxiety for millions of people according to a new report. …
Retirement is life’s financial anxiety peak says Schwab Read More »
AdvisorAnalyst.com: “I always find this time of year to be self-reflective. Year-end provides a natural point for critiquing past performance and fitting it into a broader investing context. These holidays in particular have a way of foisting this perspective upon me, and with deep meaning. As a parent of two young kids, my holidays now kick off with Halloween. Perhaps stuck in this spirit, I find myself wondering: Why are we so scared?”
“Portfolio managers that invest in undervalued stocks have lagged funds that hold growth stocks over the past decade — leading market commentators to speculate that value investing is dead.”
“It feels like people have been worried about the next recession every day since the last one was over. I get it. Recessions aren’t fun. But you can’t constantly remain in the fetal position simply because you know the economy and markets eventually have a downside.”
“Stories about value investing are the equivalent of your kids asking “Are we there yet?” over and over again on a road trip. The value investing equivalent of “Are we there yet?” is this:”
“The three biggest debts most people take on are their mortgage, student loans, and car loans. A home isn’t guaranteed to appreciate but historically housing has beat the rate of inflation, it’s a form of forced savings, it’s the roof over your head, and it can provide some level of psychic income.”
“In his book The Ages of the Investor, William Bernstein describes a mythical employer named Uncle Fred who offers investors a retirement savings scheme determined by the flip of the coin. One side of the coin results in a +30% annual gain while the other side gives you a -10% loss in a given year.”
“One of the reasons it’s so difficult to outperform the market is because so many individual stocks themselves underperform the market. It’s not a symmetrical distribution where half the stocks outperform and half underperform.”
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