Resources
Articles, podcasts, and guides to help you make smarter financial decisions at every stage of life.
TFSA vs. RRSP vs. FHSA: Where should your next dollar go?
Most Canadians saving toward the future eventually run into the same question: with a TFSA, an RRSP, and now an FHSA all available, where should the next dollar actually go? Each account offers real advantages, and each is designed for a slightly different purpose. That overlap is exactly what makes the decision harder than it […]
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Giving More Efficiently: How Canadians Can Maximize the Impact of Charitable Donations
You may have heard about Jeff Bezos, Bill Gates, or other billionaires donating hundreds of millions of dollars to charitable causes as part of their philanthropic efforts. While these donations are often driven by a desire to support important causes and create a lasting impact, the more skeptical among us may also wonder about the […]
Active vs Passive Investing: Why The Debate Isn’t As Simple As It Seems
For years, investors have debated one of the biggest questions in portfolio management: should you choose active investing or passive investing? Passive investing, usually through index funds or ETFs, has become incredibly popular over the past two decades. Legendary investor Warren Buffett has even recommended that most investors buy a low-cost S&P 500 index fund […]
Permanent Life Insurance: Who Is It Really For?
What is life insurance? When most people think about life insurance, they think about protecting their family. If you die unexpectedly, life insurance can provide money to help replace lost income, pay off a mortgage, or support your children. That is generally the role of term life insurance. But there is another type of insurance […]
What Decades of Market History Teach Nervous Investors
A market drop rarely stays quiet. Headlines move fast, portfolio balances shift in real time, and it can feel like the only responsible thing to do is act. Sell before it gets worse. Wait on the sidelines until things calm down. Move into something that feels safer. That instinct is understandable. It’s also, more often […]
Should You Incorporate? Cutting Through the Noise to the Numbers That Matter
There is a version of the same conversation I have several times a month. A client — whether a consultant, a contractor, a professional, or the owner of a growing trades business — sits down and says, “My accountant thinks I should incorporate.” Or their lawyer does. Or a friend at a barbecue who incorporated […]
Why Rebalancing Can Improve Long-Term Investment Discipline
One of the most overlooked aspects of investing has nothing to do with picking the right stocks, predicting the market, or finding the next big opportunity. Instead, it’s about maintaining the right mix of investments over time. This process, known as portfolio rebalancing, may not generate headlines, but it plays an important role in helping […]
The Hidden Complexity of Building a Diversified ETF Portfolio
ETFs have made diversification more accessible than ever. For a relatively low cost, an investor can buy a single ticker and walk away holding a slice of hundreds, sometimes thousands, of companies. That accessibility is real, and it’s a big part of why ETFs have become the default starting point for so many Canadian investors […]
Investing Through a Corporation in Canada: What Business Owners Need to Know
For many successful business owners and incorporated professionals, the corporation is more than just a vehicle for earning income; it can also become a powerful tool for building and preserving long-term wealth. Once a business begins generating profits beyond what is needed to cover operating expenses and personal spending, owners are often faced with an […]
The 2026 Scam Report – What scams are targeting the everyday Canadian?
The phone rings on a busy afternoon. It sounds like your grandchild; the voice is right, and they need money wired overseas right now. Scams like this are built to catch you with your guard down, and AI is making them harder to spot. In this episode of Think Smart with TMFG, we talk about […]
Listen nowMore Episodes
How to Build a Proper Emergency Fund for an Unplanned Business Expense
22 Sep 2026
Is a Financial Advisor Worth It? The Numbers Don’t Lie
15 Sep 2026
Recession-Ready: The 14-Minute Financial Defence Plan
08 Sep 2026
CPP & OAS – Eligibility, Payment, and The Deferral Decision
01 Sep 2026
Is AI Changing What Your Business Is Worth?
25 Aug 2026
The Sandwich Generation – Caring for Aging Parents and Grown Kids at the Same Time
18 Aug 2026
Permanent Life Insurance: What It Is, Who It Fits Best, and More
11 Aug 2026
Early vs Late Retirees, Who Is Financially Happier?
04 Aug 2026Ask TMFG
Get quick and easy answers to all your financial concerns with Ask TMFG hosted by Carlo Cansino and John Iaconetti.
Watch videosGuides
Research-backed guides to protect your wealth, sharpen your strategy, and avoid the mistakes that cost investors thousands every year.
Are You Making These Costly Mistakes With Your Money?
Most investors unknowingly sabotage their own returns. This free guide reveals the 10 most expensive mistakes and exactly how to stop making them today.
Will You Run Out of Money in Retirement?
Retirement planning errors can take decades to surface, by then it's too late. Don't let these 10 avoidable mistakes ruin your golden years.
Could Your Retirement Savings Disappear in Under a Decade?
Your strategy got you here, but one wrong move in retirement could drain everything. These 10 income disasters catch people off guard every year.
