Sometimes Wealth Is Not That Simple
At the heart of our mission is empowering Canadians to achieve their financial dreams. We do this by nurturing meaningful connections and offering expert, evidence-based guidance that’s always focused on your success.
$1 Billion +
In assets under management
30+ Years of Experience
Award-winning Advisors
Evidence-based Advice
Our Services
Replacing biases and gut feelings with data, logic and science. For more than 30 years, we have been putting financial science to work for investors by translating compelling research into real-world investment solutions.
Retirement Planning
Feel excited about life during retirement.
Estate Planning
Plan for your family’s future with confidence.
Insurance Planning
Feel excited about life during retirement.
Tax Strategies
Effective tax strategies to reduce your tax while boosting your savings.
Wealth Management
Helping you confidently use logic and science to beat the market rather than outguessing it.
Transfer of Wealth
Confidently prepare and transfer wealth from one generation to the next.
Financial Planning and Wealth Management
by Canada's Top Awarded Financial Advisors
In partnership with CI Assante Wealth Management Ltd. – one of the largest wealth management firms in Canada.
Goals, Plan, Portfolio
Our GPP framework is designed to help guide you to a secure and rewarding retirement. It’s not just about navigating financial markets. It’s about charting a course for your future that reflects your unique aspirations.
Goals:
Your Vision, Our Priority
Imagine your ideal retirement: Is it traveling the world? Starting a new venture? Supporting your family? We begin with your dreams. We listen to what you envision for your golden years and turn those dreams into tangible financial goals.
Plan:
Crafting Your Custom Strategy
Goals without plans are just wishes. We translate your retirement goals into a comprehensive, actionable plan that addresses every aspect of your financial life. Think of us as your financial architects, designing a plan that supports your lifestyle and ambitions.
Portfolio:
Beyond Traditional Approaches
Building your portfolio is an essential part of financial growth, but at TMFG, we take it a step further. Rather than relying on traditional methods, we align your unique goals with a personalized investment strategy designed to adapt as your needs evolve. Our focus is on helping you navigate your wealth journey with clarity and purpose.
How to Become a Client
1
Discovery process
Meet us in-person or online, to see if we’re a good fit and discuss your goals.
2
Action plan
Review your custom-built financial plan and ask any questions and offer feedback.
3
Commitment
Discuss the implementation of your plan, sign paperwork, and begin your journey to financial success.
Request A Meeting
Articles
What Decades of Market History Teach Nervous Investors
A market drop rarely stays quiet. Headlines move fast, portfolio balances shift in real time, and it can feel like the only responsible thing to do is act. Sell before it gets worse. Wait on the sidelines until things calm down. Move into something that feels safer. That instinct is understandable. It’s also, more often […]
Should You Incorporate? Cutting Through the Noise to the Numbers That Matter
There is a version of the same conversation I have several times a month. A client — whether a consultant, a contractor, a professional, or the owner of a growing trades business — sits down and says, “My accountant thinks I should incorporate.” Or their lawyer does. Or a friend at a barbecue who incorporated […]
Why Rebalancing Can Improve Long-Term Investment Discipline
One of the most overlooked aspects of investing has nothing to do with picking the right stocks, predicting the market, or finding the next big opportunity. Instead, it’s about maintaining the right mix of investments over time. This process, known as portfolio rebalancing, may not generate headlines, but it plays an important role in helping […]
The Hidden Complexity of Building a Diversified ETF Portfolio
ETFs have made diversification more accessible than ever. For a relatively low cost, an investor can buy a single ticker and walk away holding a slice of hundreds, sometimes thousands, of companies. That accessibility is real, and it’s a big part of why ETFs have become the default starting point for so many Canadian investors […]
Investing Through a Corporation in Canada: What Business Owners Need to Know
For many successful business owners and incorporated professionals, the corporation is more than just a vehicle for earning income; it can also become a powerful tool for building and preserving long-term wealth. Once a business begins generating profits beyond what is needed to cover operating expenses and personal spending, owners are often faced with an […]
Recognizing a True Professional
I was at a party the other day when someone showed us a painting they had just completed. I am not an artist myself, so if someone can paint a reasonably straight line or a perfect circle, I’m already impressed. She proudly showed the painting to my cousin and me. My cousin is a professionally […]
Asset Location: Building a More Tax- Efficient Investment Portfolio
When investors think about portfolio construction, most of the attention is typically placed on asset allocation: determining the right mix of equities and fixed-income investments based on their goals, time horizon, and risk tolerance. However, an equally important consideration is often overlooked: where those investments are held. Known as asset location, this strategy focuses on […]
Strategic Retirement Withdrawals: Making Your RRSP, CPP, and OAS Work Together
For many Canadians, retirement planning focuses heavily on saving and investing. Years are spent contributing to RRSPs, building non-registered investment accounts, and preparing for the day employment income stops. However, one of the most important aspects of retirement planning often receives far less attention: how to withdraw those assets once retirement begins — strategically. A […]
From the ThinkSmart Podcast
Permanent Life Insurance: What It Is, Who It Fits Best, and More
11 Aug 2026
Early vs Late Retirees, Who Is Financially Happier?
04 Aug 2026
Client Stories Series | Episode 366: Fostering, Family And What Money Is Really For
21 Jul 2026
Do You Actually Know How Much Risk You’re Taking?
14 Jul 2026
Business Owner Series | Episode 364: What Successful Founders Do Differently With Their Money
07 Jul 2026
GIC Renewals and the Return to Lower Rates
30 Jun 2026
Business Owners Series | Episode 362: Retirement Planning for Business Owners Part 2 – Getting the Business Ready to Sell
23 Jun 2026
Retirement Planning for Business Owners Part 1 – Building The Foundation
16 Jun 2026Latest Videos
Frequently Asked Questions
A financial advisors main role is to help you plan. Those who fail to plan, plan to fail. Working with a financial planner will help you stay disciplined so you can achieve your long-term financial goals and provide you unbiased guidance along your journey.
A solid Financial advisor will get to know you and your goals. This is where we get to know your aspirations, goals, and the life you want to live.
We’ll help you clarify your financial goals. Whether you want to travel during retirement or help your grandkids pay for their university, we uncover what’s most important to you.
And when you work with a trustworthy Financial Advisor, you have someone who checks in with you regularly, is proactive, and provides you timely updates to ensure your plan is working and you’re on track to achieve your goals.
Yes, all of our advisors are Certified Financial Planners (CFP) and have been recognized as one of the top 50 Canadian advisors.
30+ years of providing financial advisory services to clients across Toronto.
1/ The Discovery Process. Meet us face-to-face or online so you can see if we’re a good fit while we ask about your goals for retirement.
2 / The Action Plan. Be presented with a custom-built financial plan for reaching your goals and be able to ask questions and offer feedback.
3/ The Beginning. Join us for one last meeting to go over any other questions, sign your paperwork, and get started!
Financial planning isn’t one size fits all. Each client has a different goal and needs to plan for different outcomes.
However, the most important step in financial planning is to have your financial goals clarified and help take an honest stock of where you are today and where will you end with your current plan or lack of plan.
Once your initial plan is created, we meet with you regularly to ensure your progressing towards your goal. Our team continues to monitor your portfolio and if there are changes we think that would best support your goals, we will inform you.
Life events such as marriage, career changes, the birth of children or events beyond your control such as inflation, interest rates, or recessions may require new strategies or changes to your financial plan.
Your Certified Financial Advisor will work with you to ensure your plan continues to meet your goal and if tweaks are needed, we will recommend them.
Our key financial services include:
Early Retirement Planning – where we will help you feel excited about life during retirement.
Portfolio Management – better returns on your investment portfolio
Tax Strategies – help you preserve your wealth through sound tax strategy structures.
Insurance Planning – provide the protection and security for your family from the unexpected
Estate Planning – plan for your family’s future with confidence
Transfer of Wealth – confidently prepare and transfer wealth from one generation to the next.
With a fee-based structure, clients pay their advisor directly as opposed to the advisor being compensated based on a commission-based model by the investment company.
Majority of our clients and families that we serve reside in Toronto, and across the greater Toronto area. We also have a number of clients who are outside of Toronto and with a few who reside across Canada. We are still able to meet regularly with clients through Zoom when in person meetings are not possible.
