Articles
GICS – The Good, The Bad and The Ugly – COVID edition
Most Canadians are familiar with the term GIC – Guaranteed Investment Certificate. For those that are not, a GIC is a type of fixed-income investment provided by financial institutions. Typically offered in specific terms (1 – 5 years), a GIC guarantees interest payable and the return of principle at the end of the term. Like …
GICS – The Good, The Bad and The Ugly – COVID edition Read More »
Lease vs Buy
A client approached me with this question the other day. Ahh, the age-old question that really doesn’t have a “right” answer. There are pros and cons to each option that make it very personal to your situation. That said, there are things to consider that may help make the decision given your own circumstances. Ask …
Inspired To Retire? Here Are 10 Tips To Do So In Wealth, Health, And Happiness
Forbes.com: “Surprisingly, the coronavirus pandemic was a strong impetus for some people to retire early. This trend results from a pendulum that swings from record-breaking stock values to a radical shift in mindset to focus on personal happiness. For those 2.5 million Americans who retired in the past 15 months and for individuals who are …
Inspired To Retire? Here Are 10 Tips To Do So In Wealth, Health, And Happiness Read More »
Your Greatest Asset
Most Canadians often don’t realize that they have already obtained the most valuable asset they will ever receive in their lives after entering the workforce. That is the value of their future income. As young adults, we invest so much time and money into the value of our future incomes, but we don’t do much …
Home Buyers: How Large Should Your Down Payment Be?
Is it best to maximize your down payment on a house or condo purchase, or keep some money to invest? This article answers all those questions to help you while you make this important life decision. When you buy a house or a condo, there are minimum down payment requirements to consider as you …
Home Buyers: How Large Should Your Down Payment Be? Read More »
What Is Factor Investing?
You may have heard the term factor investing, and maybe wondering what it is. The following article details what it is and how you may have incorporated these principles into your day-to-day life already.
The Rich Kid
In most Family Meetings, I know what to expect — parents inform their children about their estate distribution, children learn their roles, and are either happy or confused. However, about a year ago, we had a Family Meeting with Simon and Mary take an unexpected turn. Usually, we think of families fighting to get their …
Renewable energy now cheaper than ever!
Renewable energy has long been seen as the primary energy source for the future. The initial issue with it was how expensive it was to produce. Thanks to advancements in technology that is no longer the case.
How to be a frugal traveler and still have fun
With travel restrictions starting to ease, many people are looking at finally getting away. Here are some tips to save some money while still having fun on your vacation.
