At the McClelland Financial Group, we believe it is important to have a good financial plan in place. We started financial planning early on in our careers. Back in the early 1990s, we started using software that was unsophisticated and was more of a retirement calculator, letting you know how much you would need to save in order to retire at age 65.
We then moved to a more detailed financial planning program that produced forty page documents that were cash flowed based. It took months to gather the necessary information and finally create a plan. Once the plan was completed, we found that it was outdated and it would end up by sitting on a shelf collecting dust. We decided we needed a change. It started by searching for and finding the best financial planning software available in North America. We then changed our process. We started doing the plans with clients in face-to-face meetings. Gradually, we’ve become experts in financial planning and are able to put plans together in a short period of time. The end result is that our clients now have good, current financial plans that we review on a regular basis that allow us to make changes right away.