10 Ways to Keep Your Old Age Pension Coming In

Maximizing your old age pension and minimizing your old age security clawback in Canada can require careful financial planning and an understanding of the country’s pension system. However, staying informed about changes in pension legislation and consulting a financial advisor can help you navigate the complex landscape of maximizing your old age pension benefits in Canada. Listen here today to find out some of the strategies you might want to put into practice.

(01:08): What’s the difference between Old Age Security and Canada Pension Plan?
(02:46): The basics to know to make sure you’re getting your OAS
(03:41): Eligibility
(05:38): How does the OAS clawback work?
(06:58): Some ideas on how to ensure that you get your OAS
(07:54): Mistakes that people make
(09:50): How fee-based accounts can help
(10:38): How to deal with dividend income
(11:07): Maximizing TFSAs
(12:06): Income splitting
(12:45): How to deal with capital gains
(14:28): Gifting tax-free
(15:40): Bonus ideas

Related articles

Everything in Life is a Bell Curve, Even Your Finances Podcasts

Everything in Life is a Bell Curve, Even Your Finances

You might be surprised that many things we take for granted are graded according to a bell curve. This concept also applies to the financial world, including stock returns, interest rate changes, asset prices, and credit scores. Understanding these d…

Read More →
Things Are Really Bad Out There: Consumer confidence is at its lowest level in 52 years. Podcasts

Things Are Really Bad Out There: Consumer confidence is at its lowest level in 52 years.

Consumer confidence is at its lowest level in 52 years. But that doesn’t mean it’s all bad news for investors. Join Senior Financial Advisors Rob McClelland and Mike Connon as they discuss consumer confidence and its impact on the stock market.They t…

Read More →

US Election

We are 11 months away from another US election. And this major event prompts many questions for investors in the US and worldwide. Should the …

Read More →

Financial Planning Advice from Canada's Top Financial Advisors

Sign Up To Receive Email Updates On The Financial Industry And Complimentary Workshops.

By providing your e-mail address you provide The McClelland Financial Group of Assante Capital Management Ltd. with your express consent to send you electronic communications. If you choose to discontinue receiving e-mails, you may withdraw consent by contacting [email protected].


Get actionable financial insights from the Top financial planners in Toronto.

Toronto's Top Financial Advisors
Copyright Assante Wealth Management. © 2022

Disclaimer | Assante advisory services are offered through Assante Capital Management Ltd. Assante Capital Management Ltd. is a Member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada. The services described may not be applicable or available with respect to all clients. Services and products may be provided by an Assante advisor or through affiliated or non-affiliated third parties. Some services and products may not be available through all Assante advisors. Services may change without notice. Insurance products and services are provided through Assante Estate and Insurance Services Inc.

We have a team of advisors each specializing in varying portfolio sizes. Please let us know the approx. amount of your investable assets to help us to direct you to the advisor that is best suited to you.