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How do the RRSP contribution carry forward rules work?

MoneySense.ca: “As soon as a taxpayer starts to earn income—like employment income, self-employment income, royalties, research grants or net rental income—they accumulate room for their registered retirement savings plan (RRSP). There are no age limits, so a teenager with a part-time job can start to build their RRSP room as long as they file a tax return …

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Why is it important to keep your meetings?

As a client of The McClelland Financial Group (“TMFG”), you have become accustomed to having our next meeting scheduled in the current one.  This is an effective method of ensuring we maintain consistent contact.  But, we understand life gets busy, and meetings get cancelled. Given our past experience, cancelled meetings should be rescheduled immediately.  Otherwise, …

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nature

Small Changes That Can Make A Big Impact On The Environment

We hear worldwide about significant environmental changes, from colossal flooding in Pakistan to devastating forest fires in Portugal. Although we are relying on Corporations and Governments to make impactful changes, every small step we take or individual we influence can have a very real impact. I hope you enjoy this article with a few suggestions …

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How to deal with a bear market

How to deal with a bear market – stick to your plan.

Seeing negative returns on your portfolio statement never feels good.  Have I made the right investments?  Did I choose the right advisor?  Will I be able to retire comfortably? In this current market volatility, you’ve likely asked yourself one or all of these questions.  The easy answer is “stick to your plan”.  But that only …

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inflation

Inflation surges 5.7% as prices spike most since 1991

BNNBloomberg.ca: “Canadian consumer price inflation jumped to a new three-decade high in February, cementing expectations the Bank of Canada will aggressively hike interest rates in coming months to rein in price pressures. Annual inflation was 5.7 per cent last month, up from 5.1 per cent in January, Statistics Canada reported Wednesday in Ottawa. That’s the …

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